Guest post: How this woman retired at 31 (what?!)

Guest post: How this woman retired at 31 (what?!)

⚓We are thrilled to have another HMM contributor ⛵Darcy aka @teal.tales and I became friends as we found each other’s blogs and started a conversation. We are honoured that she wanted to tell her story, which will appear in a series of posts every Tuesday (because she’s got a lot to tell)! So tune in to learn how Darcy got to live her dreams while others struggle through life and financial security:

Hi, I’m Darcy, and I’m retired at 31! I actually hate the r-word, I’d rather tell you that I have the freedom to make life choices that aren’t income-based, but wow that’s such a mouthful. I’m retired! Here’s my story of how my husband (that’s him pictured with me⬆️) and I were able to sail off into the sunset on our beautiful catamaran.

Ten years ago, I started dating a great guy. As we graduated college and started our careers, Kyle and I also started sharing a secret dream: we wanted to take a few years off, buy a sailboat, and sail around the world. Sort of an extended sabbatical. This was before the “work from home” concept was mainstream. We needed to COMMIT, pay off those student loans, start saving, and keep our noses to the grindstone. We had no idea what we were doing. I want to tell you a sexy story about an amazing tech startup, or Bitcoin, or a glamorous six-figure job, but the truth is that’s not how it works for most people.

My story is much more…average. It didn’t take a rocket scientist to work out the basic math. In order to increase savings, we needed to decrease spending and increase income. We started making changes. In the ten years since, we implemented sustainable, incremental changes, and by the time I handed in my notice, I practically had a doctoral degree in frugal living.

Tune in next week to find out how Darcy changed her life in order to sail into the sunset 🌅⛵🌊

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